:root {
    --bg: #f8f7f4;
    --bg-soft: #eef0ee;
    --card: #ffffff;
    --ink: #1b2733;
    --ink-soft: #4d5761;
    --gray: #74808a;
    --line: #e3e0da;
    --indigo: #1f3a5c;
    --indigo-dark: #142839;
    --violet: #3f5f7a;
    --coral: #a8763f;
    --coral-2: #c79a5c;
    --teal: #4a7a6d;
    --max-width: 1140px;
    /* legacy aliases kept for compatibility */
    --cream: var(--bg);
    --cream-alt: var(--bg-soft);
    --blue: var(--indigo);
    --blue-dark: var(--coral);
    --blue-deep: var(--ink);
    --accent: var(--violet);
    --text-dark: var(--ink);
    --text-body: var(--ink-soft);
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }

  body {
    font-family: 'Inter', 'Helvetica Neue', Arial, sans-serif;
    color: var(--ink);
    background: var(--bg);
    line-height: 1.65;
    overflow-x: hidden;
  }

  ::selection { background: var(--coral); color: #fff; }

  /* Scroll progress bar */
  .progress-bar {
    position: fixed;
    top: 0; left: 0;
    height: 3px;
    width: 0%;
    background: linear-gradient(90deg, var(--indigo), var(--violet), var(--coral));
    z-index: 999;
    transition: width 0.1s linear;
  }

  /* Corner brackets (framed elements) */
  .corner { position: absolute; width: 20px; height: 20px; z-index: 2; }
  .corner.tl { top: -1px; left: -1px; border-top: 3px solid var(--coral); border-left: 3px solid var(--coral); border-radius: 4px 0 0 0; }
  .corner.tr { top: -1px; right: -1px; border-top: 3px solid var(--indigo); border-right: 3px solid var(--indigo); border-radius: 0 4px 0 0; }
  .corner.bl { bottom: -1px; left: -1px; border-bottom: 3px solid var(--indigo); border-left: 3px solid var(--indigo); border-radius: 0 0 0 4px; }
  .corner.br { bottom: -1px; right: -1px; border-bottom: 3px solid var(--coral); border-right: 3px solid var(--coral); border-radius: 0 0 4px 0; }

  .serif { font-family: 'Poppins', 'Helvetica Neue', sans-serif; }
  a { text-decoration: none; color: inherit; }
  .container { max-width: var(--max-width); margin: 0 auto; padding: 0 32px; }

  /* Decorative blobs */
  .blob {
    position: absolute;
    border-radius: 50%;
    filter: blur(70px);
    pointer-events: none;
    z-index: 0;
    transition: transform 0.3s ease-out;
  }
  @keyframes floaty {
    0%, 100% { transform: translate(0, 0) scale(1); }
    50% { transform: translate(26px, -30px) scale(1.08); }
  }
  @keyframes floatySlow {
    0%, 100% { transform: translate(0, 0) scale(1); }
    50% { transform: translate(-30px, 26px) scale(1.06); }
  }
  @keyframes spinSlow {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
  }

  /* Scroll reveal */
  .reveal {
    opacity: 0;
    transform: translateY(36px) scale(0.97);
    transition: opacity 0.75s cubic-bezier(0.16,1,0.3,1), transform 0.75s cubic-bezier(0.16,1,0.3,1);
  }
  .reveal.visible { opacity: 1; transform: translateY(0) scale(1); }
  .reveal-stagger.visible .stagger-item {
    animation: staggerIn 0.7s cubic-bezier(0.34,1.56,0.64,1) both;
  }
  .stagger-item:nth-child(1) { animation-delay: 0.05s; }
  .stagger-item:nth-child(2) { animation-delay: 0.14s; }
  .stagger-item:nth-child(3) { animation-delay: 0.23s; }
  .stagger-item:nth-child(4) { animation-delay: 0.32s; }
  .stagger-item:nth-child(5) { animation-delay: 0.41s; }
  @keyframes staggerIn {
    from { opacity: 0; transform: translateY(28px) scale(0.94); }
    to { opacity: 1; transform: translateY(0) scale(1); }
  }

  /* Marquee ticker */
  .marquee {
    background: var(--ink);
    overflow: hidden;
    padding: 12px 0;
    position: relative;
  }
  .marquee-econ { background: linear-gradient(90deg, var(--indigo), var(--violet), var(--coral)); }
  .marquee-track {
    display: flex;
    width: max-content;
    animation: marqueeScroll 30s linear infinite;
  }
  .marquee-services .marquee-track { animation-duration: 24s; }
  .marquee-econ .marquee-track { animation-duration: 20s; animation-direction: reverse; }
  .marquee-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 0 32px;
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.3px;
    color: #fff;
    white-space: nowrap;
  }
  .marquee-item .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--coral); }
  .marquee-item.live strong { color: #fff; font-weight: 800; margin-left: 4px; }
  .marquee-services .marquee-item:nth-child(4n+2) .dot { background: var(--teal); }
  .marquee-services .marquee-item:nth-child(4n+3) .dot { background: var(--indigo); }
  .marquee-services .marquee-item:nth-child(4n+4) .dot { background: var(--coral-2); }
  .marquee-econ .marquee-item .dot { background: #fff; opacity: 0.8; }
  .marquee-econ .marquee-item.live strong { color: #ffe27a; }
  @keyframes marqueeScroll {
    from { transform: translateX(0); }
    to { transform: translateX(-50%); }
  }
  @media (prefers-reduced-motion: reduce) {
    .marquee-track { animation: none; }
  }

  /* Header / Nav */
  header {
    position: sticky;
    top: 0;
    background: rgba(255,255,255,0.88);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    z-index: 100;
    border-bottom: 1px solid var(--line);
    transition: box-shadow 0.3s ease, background 0.3s ease;
  }
  header.scrolled { box-shadow: 0 10px 30px rgba(31,58,92,0.1); background: rgba(255,255,255,0.97); }

  nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px 32px;
    max-width: var(--max-width);
    margin: 0 auto;
  }

  .brand {
    display: flex;
    align-items: center;
    gap: 14px;
    transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1);
  }
  .brand:hover { transform: rotate(-1deg) scale(1.02); }
  .brand .mark {
    width: 72px;
    height: 72px;
    flex-shrink: 0;
    display: block;
  }
  .brand .mark svg { width: 100%; height: 100%; display: block; }
  .brand-divider {
    width: 1px;
    align-self: stretch;
    margin: 4px 2px;
    background: linear-gradient(180deg, transparent, var(--coral), transparent);
    opacity: 0.6;
  }
  .wordmark {
    font-family: 'Poppins', 'Helvetica Neue', sans-serif;
    font-size: 3.4rem;
    font-weight: 800;
    line-height: 0.88;
    letter-spacing: -0.5px;
    position: relative;
    display: inline-block;
    color: var(--ink);
  }
  .wordmark .shine {
    background: linear-gradient(110deg, var(--indigo) 10%, var(--violet) 35%, var(--coral) 60%, var(--indigo) 90%);
    background-size: 260% auto;
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    color: var(--indigo);
    animation: logoShine 5s ease-in-out infinite;
  }
  .wordmark .last {
    display: block;
    font-style: normal;
    font-weight: 700;
    font-size: 1.4rem;
    margin-top: 0;
    color: var(--coral);
    letter-spacing: 2px;
    text-transform: uppercase;
  }
  .wordmark .tagline-mini {
    display: block;
    font-family: 'Inter', sans-serif;
    font-size: 0.58rem;
    font-weight: 600;
    letter-spacing: 1.2px;
    text-transform: uppercase;
    color: var(--gray);
    margin-top: 3px;
  }

  @keyframes logoShine {
    0%, 100% { background-position: 0% 50%; }
    50% { background-position: 100% 50%; }
  }

  @media (prefers-reduced-motion: reduce) {
    .wordmark .shine { animation: none; }
  }

  @media (max-width: 680px) {
    .brand .mark { width: 52px; height: 52px; }
    .wordmark { font-size: 2.3rem; }
    .wordmark .last { font-size: 1rem; }
    .wordmark .tagline-mini { display: none; }
    .brand-divider { display: none; }
  }

  .nav-links {
    display: flex;
    align-items: center;
    gap: 28px;
    list-style: none;
    font-size: 0.9rem;
    font-weight: 600;
  }
  .nav-links a:not(.btn) {
    position: relative;
    color: var(--ink-soft);
    transition: color 0.2s;
    padding: 6px 0;
  }
  .nav-links a:not(.btn)::after {
    content: "";
    position: absolute;
    left: 0; bottom: 0;
    height: 2px; width: 0%;
    background: linear-gradient(90deg, var(--indigo), var(--coral));
    transition: width 0.3s cubic-bezier(0.16,1,0.3,1);
  }
  .nav-links a:not(.btn):hover { color: var(--ink); }
  .nav-links a:not(.btn):hover::after { width: 100%; }

  .menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
  }
  .menu-toggle span { width: 24px; height: 2px; background: var(--ink); border-radius: 2px; }

  /* Buttons */
  .btn {
    display: inline-block;
    position: relative;
    overflow: hidden;
    font-family: 'Inter', 'Helvetica Neue', Arial, sans-serif;
    font-size: 0.92rem;
    font-weight: 700;
    letter-spacing: 0.2px;
    padding: 16px 34px;
    border: none;
    color: #fff;
    background: linear-gradient(120deg, var(--indigo), var(--violet) 55%, var(--coral));
    background-size: 220% auto;
    background-position: 0% 50%;
    transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.3s ease, background-position 0.5s ease;
    border-radius: 50px;
    box-shadow: 0 12px 28px rgba(31,58,92,0.32);
    will-change: transform;
  }
  .btn:hover { background-position: 100% 50%; transform: translateY(-3px) scale(1.03); box-shadow: 0 18px 36px rgba(168,118,63,0.35); }
  .btn:active { transform: translateY(-1px) scale(1.0); }
  .btn-outline {
    background: transparent;
    color: var(--ink);
    border: 1.5px solid var(--line);
    box-shadow: none;
  }
  .btn-outline:hover { background: var(--bg-soft); color: var(--indigo); border-color: var(--indigo); transform: translateY(-3px) scale(1.03); box-shadow: 0 10px 24px rgba(31,58,92,0.15); }
  .btn-sm { padding: 11px 24px; font-size: 0.82rem; }

  /* Section common */
  section { padding: 110px 32px; }

  .eyebrow {
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 3px;
    background: linear-gradient(90deg, var(--indigo), var(--coral));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    color: var(--indigo);
    font-weight: 800;
    display: inline-block;
    margin-bottom: 18px;
  }

  h1, h2, h3 { font-family: 'Poppins', 'Helvetica Neue', sans-serif; font-weight: 800; color: var(--ink); letter-spacing: -0.5px; }

  h2 {
    font-size: clamp(1.9rem, 3.6vw, 2.6rem);
    margin-bottom: 18px;
  }

  .section-head { max-width: 640px; margin: 0 auto 56px; text-align: center; }
  .section-head.left { margin-left: 0; text-align: left; }

  .section-intro {
    color: var(--gray);
    font-size: 1.05rem;
    font-weight: 400;
  }

  /* Hero */
  .hero {
    padding: 64px 32px 100px;
    position: relative;
    overflow: hidden;
  }
  .hero .blob-1 { width: 460px; height: 460px; background: rgba(31,58,92,0.16); top: -160px; left: -140px; animation: floaty 9s ease-in-out infinite; }
  .hero .blob-2 { width: 360px; height: 360px; background: rgba(168,118,63,0.14); bottom: -120px; right: 6%; animation: floatySlow 11s ease-in-out infinite; }
  .hero > *:not(.blob) { position: relative; z-index: 1; }

  .hero-grid {
    max-width: var(--max-width);
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 50px;
    align-items: center;
  }

  .hero h1 {
    font-size: clamp(2.3rem, 4.6vw, 3.4rem);
    line-height: 1.14;
    margin-bottom: 24px;
  }
  .hero h1 .accent {
    background: linear-gradient(100deg, var(--indigo), var(--violet), var(--coral));
    background-size: 200% auto;
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    color: var(--indigo);
    animation: logoShine 5s ease-in-out infinite;
    font-style: normal;
  }

  .hero .tagline {
    font-size: 1.1rem;
    color: var(--ink-soft);
    max-width: 540px;
    margin-bottom: 36px;
  }

  .hero-ctas { display: flex; gap: 16px; flex-wrap: wrap; }

  .hero-visual {
    position: relative;
    min-height: 460px;
    perspective: 1200px;
  }

  .dossier {
    position: absolute;
    inset: 0;
    background: var(--card);
    border: 1px solid var(--line);
    border-radius: 24px;
    padding: 56px 40px 40px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    box-shadow: 0 30px 70px rgba(31,58,92,0.18);
    transition: transform 0.15s ease-out;
    transform-style: preserve-3d;
  }
  .dossier-watermark {
    position: absolute;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    font-family: 'Poppins', sans-serif;
    font-size: 13rem;
    font-weight: 800;
    background: linear-gradient(160deg, rgba(31,58,92,0.06), rgba(168,118,63,0.06));
    -webkit-background-clip: text;
    background-clip: text;
    -webkit-text-fill-color: transparent;
    color: rgba(31,58,92,0.05);
    pointer-events: none;
    user-select: none;
    line-height: 1;
    z-index: 0;
  }
  .dossier-tag {
    position: relative;
    z-index: 1;
    font-size: 0.72rem;
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 2px;
    color: var(--violet);
    margin-bottom: 20px;
  }

  .loan-card {
    position: relative;
    z-index: 1;
    top: 0;
    left: 0;
    width: 100%;
    max-width: 380px;
    background: var(--bg-soft);
    border: 1px solid var(--line);
    text-align: left;
    font-family: inherit;
    border-radius: 18px;
    padding: 26px 26px 20px;
    box-shadow: 0 20px 46px rgba(31,58,92,0.14);
    z-index: 2;
    cursor: pointer;
    transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.3s ease, border-color 0.3s ease;
  }
  .loan-card:hover {
    transform: translateY(-8px) scale(1.02);
    box-shadow: 0 30px 60px rgba(31,58,92,0.24);
    border-color: var(--indigo);
  }
  .loan-card .lc-cta {
    margin-top: 16px;
    padding-top: 14px;
    border-top: 1px dashed var(--line);
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 0.2px;
    color: var(--coral);
    display: flex;
    align-items: center;
    gap: 6px;
  }
  .loan-card .lc-cta .arrow { transition: transform 0.3s ease; }
  .loan-card:hover .lc-cta .arrow { transform: translateX(6px); }
  .loan-card .lc-cta-big {
    font-size: 1.35rem;
    font-weight: 800;
    font-family: 'Poppins', sans-serif;
    letter-spacing: 0.2px;
  }
  .loan-card .lc-cta-big .arrow { font-size: 1.3rem; }
  .loan-card .lc-head {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    color: var(--gray);
    margin-bottom: 16px;
  }
  .loan-card .lc-status {
    background: linear-gradient(120deg, var(--teal), #00e0bd);
    color: #fff;
    padding: 5px 13px;
    border-radius: 20px;
    font-weight: 700;
  }
  .loan-card .lc-amount { font-size: 1.9rem; font-weight: 800; font-family: 'Poppins', sans-serif; color: var(--ink); margin-bottom: 4px; }
  .loan-card .lc-label { font-size: 0.75rem; color: var(--gray); margin-bottom: 18px; }
  .loan-card .lc-row {
    display: flex;
    justify-content: space-between;
    padding: 10px 0;
    border-top: 1px solid var(--line);
    font-size: 0.85rem;
  }
  .loan-card .lc-row span:first-child { color: var(--gray); }
  .loan-card .lc-row span:last-child { font-weight: 700; color: var(--ink); }

  .badge-float {
    position: absolute;
    bottom: -22px;
    right: 34px;
    background: linear-gradient(135deg, var(--coral), var(--coral-2));
    border: none;
    color: #fff;
    padding: 16px 22px;
    border-radius: 16px;
    box-shadow: 0 20px 44px rgba(168,118,63,0.4);
    z-index: 3;
    text-align: left;
    animation: floaty 6s ease-in-out infinite;
  }
  .badge-float .bf-num { font-size: 1.6rem; font-weight: 800; font-family: 'Poppins', sans-serif; color: #fff; }
  .badge-float .bf-label { font-size: 0.68rem; text-transform: uppercase; letter-spacing: 1px; color: rgba(255,255,255,0.9); }

  /* News dock — fixed vertical bar docked to the left margin */
  .news-dock {
    position: fixed;
    top: 50%;
    left: 0;
    transform: translateY(-50%);
    z-index: 999;
    display: flex;
    align-items: flex-start;
  }
  .news-dock-tab {
    writing-mode: vertical-rl;
    text-orientation: mixed;
    transform: rotate(180deg);
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 26px 16px;
    background: linear-gradient(180deg, var(--indigo), var(--violet), var(--coral));
    background-size: 100% 200%;
    color: #fff;
    border: 2px solid #fff;
    border-left: none;
    border-radius: 0 18px 18px 0;
    font-size: 0.95rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 2px;
    cursor: pointer;
    box-shadow: 10px 10px 0 rgba(31,58,92,0.15), 0 0 0 8px rgba(31,58,92,0.12);
    animation: dockWiggle 2.6s ease-in-out infinite, dockGlow 2.6s ease-in-out infinite;
  }
  .news-dock-tab:hover { padding-right: 22px; background-position: 0% 100%; animation-play-state: paused; box-shadow: 14px 14px 0 rgba(168,118,63,0.2), 0 0 0 10px rgba(168,118,63,0.16); }
  .news-dock-tab-dot { width: 10px; height: 10px; border-radius: 50%; background: #2ee6a8; box-shadow: 0 0 0 rgba(46,230,168,0.6); animation: livePulse 1.6s ease-in-out infinite; }

  @keyframes dockWiggle {
    0%, 70%, 100% { transform: rotate(180deg) translateX(0) scale(1); }
    75% { transform: rotate(180deg) translateX(10px) scale(1.07); }
    80% { transform: rotate(180deg) translateX(-5px) scale(1.04); }
    85% { transform: rotate(180deg) translateX(7px) scale(1.06); }
    92% { transform: rotate(180deg) translateX(0) scale(1); }
  }
  @keyframes dockGlow {
    0%, 100% { box-shadow: 10px 10px 0 rgba(31,58,92,0.15), 0 0 0 8px rgba(31,58,92,0.14); }
    50% { box-shadow: 10px 10px 0 rgba(31,58,92,0.15), 0 0 0 16px rgba(168,118,63,0.06); }
  }
  @media (prefers-reduced-motion: reduce) {
    .news-dock-tab { animation: none; }
  }
  @media (max-width: 900px) and (min-width: 721px) {
    .news-dock-tab { padding: 20px 12px; font-size: 0.85rem; }
  }

  .news-dock-panel {
    position: absolute;
    top: 50%;
    left: 0;
    transform: translateY(-50%) translateX(-100%);
    width: 340px;
    max-height: 80vh;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 0 20px 20px 0;
    box-shadow: 20px 20px 60px rgba(27,39,51,0.22);
    padding: 22px;
    opacity: 0;
    pointer-events: none;
    transition: transform 0.4s cubic-bezier(0.16,1,0.3,1), opacity 0.3s ease;
    display: flex;
    flex-direction: column;
  }
  .news-dock.open .news-dock-panel { transform: translateY(-50%) translateX(0); opacity: 1; pointer-events: auto; }
  .news-dock.open .news-dock-tab { opacity: 0; pointer-events: none; }

  .news-dock-header { display: flex; align-items: flex-start; justify-content: space-between; margin-bottom: 14px; }
  .news-dock-header h4 { font-family: 'Poppins', sans-serif; font-size: 1.15rem; font-weight: 800; color: var(--ink); }
  .news-dock-header .eyebrow { margin-bottom: 4px; }
  .news-dock-close {
    width: 30px; height: 30px; border-radius: 50%;
    border: 1px solid var(--line); background: var(--bg-soft); color: var(--ink);
    cursor: pointer; flex-shrink: 0;
    transition: background 0.2s ease, color 0.2s ease, transform 0.2s ease;
  }
  .news-dock-close:hover { background: linear-gradient(120deg, var(--indigo), var(--coral)); color: #fff; transform: rotate(90deg); }

  .news-dock-tabs { display: flex; gap: 8px; margin-bottom: 14px; }
  .ndt {
    flex: 1;
    padding: 9px 10px;
    border-radius: 10px;
    border: 1px solid var(--line);
    background: var(--bg-soft);
    color: var(--gray);
    font-size: 0.8rem;
    font-weight: 700;
    cursor: pointer;
    transition: background 0.2s ease, color 0.2s ease, border-color 0.2s ease;
  }
  .ndt.active { background: linear-gradient(120deg, var(--indigo), var(--violet)); color: #fff; border-color: transparent; }

  /* Vertical scrolling news bar */
  .news-list {
    display: flex;
    flex-direction: column;
    gap: 4px;
    max-height: 50vh;
    overflow-y: auto;
    padding-right: 6px;
    border-left: 3px solid var(--line);
  }
  .news-list::-webkit-scrollbar { width: 6px; }
  .news-list::-webkit-scrollbar-thumb { background: var(--line); border-radius: 10px; }
  .news-list::-webkit-scrollbar-thumb:hover { background: var(--indigo); }

  .news-item {
    display: block;
    padding: 14px 16px;
    border-left: 3px solid transparent;
    margin-left: -3px;
    transition: background 0.25s ease, border-color 0.25s ease, transform 0.25s ease;
    border-radius: 0 10px 10px 0;
  }
  .news-item:hover { background: var(--bg-soft); border-color: var(--indigo); transform: translateX(4px); }
  .news-item:nth-child(3n+2):hover { border-color: var(--coral); }
  .news-item:nth-child(3n+3):hover { border-color: var(--teal); }
  .news-item .news-title { font-size: 0.9rem; font-weight: 700; color: var(--ink); line-height: 1.4; display: block; margin-bottom: 6px; }
  .news-item .news-meta { font-size: 0.7rem; color: var(--gray); text-transform: uppercase; letter-spacing: 0.5px; }

  .news-skeleton {
    height: 58px;
    margin: 4px 0;
    border-radius: 8px;
    background: linear-gradient(90deg, var(--bg-soft) 25%, #eef0fb 37%, var(--bg-soft) 63%);
    background-size: 400% 100%;
    animation: skeletonShimmer 1.4s ease infinite;
  }
  @keyframes skeletonShimmer {
    0% { background-position: 100% 50%; }
    100% { background-position: 0% 50%; }
  }
  .news-empty { font-size: 0.88rem; color: var(--gray); padding: 14px 16px; }

  @media (max-width: 720px) {
    .news-dock { display: none; }
  }

  /* About */
  .about { background: var(--bg-soft); position: relative; overflow: hidden; }
  .about .blob-3 { width: 360px; height: 360px; background: rgba(63,95,122,0.14); top: -100px; right: -140px; animation: floatySlow 13s ease-in-out infinite; }
  .about > *:not(.blob) { position: relative; z-index: 1; }

  .about-grid {
    max-width: var(--max-width);
    margin: 0 auto;
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 64px;
    align-items: start;
  }

  .about-portrait {
    width: 100%;
    aspect-ratio: 4/5;
    background: linear-gradient(160deg, #eeeeff, #ffe9ef);
    border: 1px solid var(--line);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gray);
    font-size: 0.85rem;
    letter-spacing: 0.5px;
    text-align: center;
    padding: 0;
    overflow: hidden;
    box-shadow: 0 24px 54px rgba(31,58,92,0.16);
    transition: transform 0.4s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.4s ease;
  }
  .about-portrait:hover { transform: translateY(-8px) rotate(-1deg) scale(1.02); box-shadow: 0 32px 64px rgba(31,58,92,0.24); }
  .about-portrait-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center 15%;
    border-radius: 19px;
    display: block;
  }

  .about-text p { margin-bottom: 18px; font-size: 1.05rem; color: var(--ink-soft); }
  .about-text .pull-quote {
    font-family: 'Poppins', sans-serif;
    font-style: normal;
    font-weight: 600;
    font-size: 1.35rem;
    color: var(--ink);
    border-left: 3px solid transparent;
    border-image: linear-gradient(180deg, var(--indigo), var(--coral)) 1;
    padding-left: 22px;
    margin: 6px 0 28px;
    line-height: 1.5;
  }

  .badges { display: flex; flex-wrap: wrap; gap: 10px; margin: 22px 0 34px; }
  .badge {
    background: #fff;
    border: 1px solid var(--line);
    color: var(--indigo);
    padding: 9px 18px;
    border-radius: 30px;
    font-size: 0.8rem;
    font-weight: 700;
    text-decoration: none;
    cursor: pointer;
    display: inline-block;
    transition: transform 0.25s cubic-bezier(0.34,1.56,0.64,1), border-color 0.25s ease, color 0.25s ease;
  }
  .badge:hover { transform: translateY(-3px) scale(1.05); border-color: var(--coral); color: var(--coral); }
  .badge:nth-child(2) { color: var(--violet); }
  .badge:nth-child(3) { color: var(--coral); }
  .badge:nth-child(4) { color: var(--teal); }
  .badge:nth-child(5) { color: var(--indigo); }

  .stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 34px; }
  .stat { text-align: left; border-top: 2px solid var(--line); padding-top: 18px; position: relative; }
  .stat::before {
    content: "";
    position: absolute;
    top: -2px; left: 0;
    height: 2px; width: 0;
    background: linear-gradient(90deg, var(--indigo), var(--coral));
    transition: width 1.1s cubic-bezier(0.16,1,0.3,1);
  }
  .stats.counted .stat::before { width: 100%; }
  .stat .num { font-size: 2.1rem; font-family: 'Poppins', sans-serif; color: var(--ink); font-weight: 800; }
  .stat .label { font-size: 0.8rem; color: var(--gray); font-weight: 500; }

  /* Services */
  .services { background: var(--bg); position: relative; overflow: hidden; }
  .services > *:not(.hex) { position: relative; z-index: 1; }
  .services-grid { max-width: var(--max-width); margin: 0 auto; display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; }

  /* Services — dynamic index list */
  .services-list { max-width: var(--max-width); margin: 0 auto; border-top: 1px solid var(--line); }
  .service-row {
    display: grid;
    grid-template-columns: 110px 1fr;
    gap: 30px;
    padding: 38px 16px;
    border-bottom: 1px solid var(--line);
    border-radius: 18px;
    transition: background 0.35s ease, transform 0.35s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.35s ease;
  }
  .service-row:hover { background: var(--bg-soft); transform: translateX(10px); box-shadow: 0 16px 40px rgba(31,58,92,0.12); }
  .row-index {
    font-family: 'Poppins', sans-serif;
    font-size: 2.6rem;
    font-weight: 800;
    color: var(--line);
    transition: color 0.35s ease, transform 0.35s cubic-bezier(0.34,1.56,0.64,1);
    line-height: 1;
  }
  .service-row:hover .row-index { color: var(--indigo); transform: scale(1.15) rotate(-4deg); }
  .service-row:nth-child(2):hover .row-index { color: var(--coral); }
  .service-row:nth-child(3):hover .row-index { color: var(--teal); }
  .service-row:nth-child(4):hover .row-index { color: var(--violet); }
  .service-row:nth-child(5):hover .row-index { color: var(--coral-2); }
  .service-row.featured {
    background: linear-gradient(120deg, rgba(31,58,92,0.07), rgba(168,118,63,0.07));
    background-size: 200% auto;
    border: 1px solid rgba(31,58,92,0.18);
  }
  .service-row.featured .row-index { color: var(--indigo); }
  .service-row.active-pulse { animation: activeGlow 3.2s ease-in-out infinite; }
  @keyframes activeGlow {
    0%, 100% { box-shadow: 0 0 0 rgba(31,58,92,0); background-position: 0% 50%; }
    50% { box-shadow: 0 14px 40px rgba(31,58,92,0.18); background-position: 100% 50%; }
  }
  .pulse-flag { display: inline-flex; align-items: center; gap: 7px; }
  .live-dot {
    width: 8px; height: 8px; border-radius: 50%;
    background: #2ee6a8;
    box-shadow: 0 0 0 rgba(46,230,168,0.6);
    animation: livePulse 1.6s ease-in-out infinite;
  }
  @keyframes livePulse {
    0% { box-shadow: 0 0 0 0 rgba(46,230,168,0.6); }
    70% { box-shadow: 0 0 0 7px rgba(46,230,168,0); }
    100% { box-shadow: 0 0 0 0 rgba(46,230,168,0); }
  }
  @media (prefers-reduced-motion: reduce) {
    .service-row.active-pulse { animation: none; }
    .live-dot { animation: none; }
  }

  /* Partner alliance rows — Estefany Rengifo */
  .service-row.partner-featured {
    background: linear-gradient(120deg, rgba(74,122,109,0.07), rgba(31,58,92,0.05));
    border: 1px solid rgba(74,122,109,0.22);
  }
  .service-row.partner-featured .row-index { color: var(--teal); }
  .flag-alliance {
    background: linear-gradient(120deg, var(--teal), #00a88f);
    color: #fff;
  }
  .partner-link-lg {
    padding: 18px 24px;
    box-shadow: 0 16px 34px rgba(74,122,109,0.35);
  }
  .partner-link-lg .partner-avatar { width: 46px; height: 46px; font-size: 1.05rem; }
  .partner-link-lg .partner-text .site { font-size: 1.12rem; }
  .partner-link-lg .partner-text .who { font-size: 0.75rem; }
  .row-head {
    display: flex;
    align-items: baseline;
    justify-content: space-between;
    gap: 20px;
    flex-wrap: wrap;
    margin-bottom: 12px;
  }
  .row-head h3 { font-size: 1.3rem; }
  .row-body p { font-size: 0.98rem; color: var(--gray); font-weight: 400; margin-bottom: 18px; max-width: 620px; }

  /* Decorative secondary hexagons */
  .hex {
    position: absolute;
    z-index: 0;
    opacity: 0.7;
    pointer-events: none;
  }
  .hex svg { width: 100%; height: 100%; display: block; }
  @keyframes hexDrift {
    0%, 100% { transform: translate(0, 0) rotate(0deg); }
    50% { transform: translate(18px, -20px) rotate(10deg); }
  }
  @keyframes hexDriftSlow {
    0%, 100% { transform: translate(0, 0) rotate(0deg); }
    50% { transform: translate(-16px, 18px) rotate(-8deg); }
  }
  .hex-1 { width: 170px; height: 170px; top: 40px; left: -70px; animation: hexDrift 10s ease-in-out infinite; }
  .hex-2 { width: 130px; height: 130px; bottom: 60px; right: -50px; animation: hexDriftSlow 12s ease-in-out infinite; }
  .hex-3 { width: 90px; height: 90px; top: 46%; left: 6%; opacity: 0.5; animation: hexDrift 14s ease-in-out infinite; }

  .service-card {
    background: var(--card);
    border: 1px solid var(--line);
    padding: 40px 34px;
    border-radius: 20px;
    box-shadow: 0 10px 30px rgba(31,58,92,0.08);
    transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.3s ease, border-color 0.3s ease;
    position: relative;
  }
  .service-card:hover { transform: translateY(-8px); box-shadow: 0 22px 46px rgba(31,58,92,0.16); border-color: var(--indigo); }
  .service-card:hover .icon-box { background: var(--indigo); border-color: var(--indigo); }
  .service-card:hover .icon-box svg { stroke: #fff; }
  .icon-box { transition: transform 0.35s cubic-bezier(0.34,1.56,0.64,1), background 0.35s ease, border-color 0.35s ease; }
  .icon-box svg { transition: stroke 0.35s ease; }

  .service-card.featured {
    grid-column: 1 / -1;
    display: grid;
    grid-template-columns: auto 1fr;
    align-items: center;
    gap: 32px;
    padding: 44px 46px;
    background: linear-gradient(120deg, var(--indigo), var(--violet));
    border: none;
    color: #fff;
  }
  .service-card.featured h3, .service-card.featured p { color: #fff; }
  .service-card.featured p { color: rgba(255,255,255,0.85); }
  .service-card.featured .icon-box { background: rgba(255,255,255,0.16); border: 1px solid rgba(255,255,255,0.3); }
  .service-card.featured .icon-box svg { stroke: #fff; }
  .service-card.featured:hover .icon-box { background: rgba(255,255,255,0.26); }

  .flag {
    position: absolute;
    top: 20px;
    right: 20px;
    background: linear-gradient(120deg, var(--coral), var(--coral-2));
    color: #fff;
    font-size: 0.68rem;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    padding: 7px 15px;
    border: none;
    border-radius: 20px;
    font-weight: 800;
  }
  .service-card.featured .flag { background: #fff; color: var(--indigo); }
  .row-head .flag { position: static; flex-shrink: 0; }

  .icon-box {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    background: var(--bg-soft);
    border: 1px solid var(--line);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-bottom: 20px;
  }
  .service-card.featured .icon-box { margin: 0; }
  .icon-box svg { width: 26px; height: 26px; }

  .service-card h3 { font-size: 1.2rem; margin-bottom: 12px; font-weight: 800; }
  .service-card p { font-size: 0.96rem; color: var(--gray); font-weight: 400; margin-bottom: 20px; }

  .stat-chip {
    display: inline-flex;
    align-items: baseline;
    gap: 6px;
    background: rgba(31,58,92,0.08);
    border: 1px solid rgba(31,58,92,0.2);
    padding: 8px 16px;
    border-radius: 20px;
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--indigo);
    margin: 0 16px 18px 0;
  }
  .row-body .ver-mas { margin-bottom: 18px; }
  .stat-chip .n { font-size: 1.05rem; }

  .ver-mas {
    font-size: 0.9rem;
    color: var(--coral);
    font-weight: 700;
    letter-spacing: 0.2px;
    border-bottom: 2px solid var(--coral);
    padding-bottom: 3px;
    transition: padding-left 0.25s ease, color 0.25s ease, border-color 0.25s ease;
    display: inline-block;
  }
  .ver-mas:hover { padding-left: 8px; color: var(--indigo); border-color: var(--indigo); }
  .service-card.featured .ver-mas { color: #fff; border-bottom-color: #fff; }

  .inline-link {
    color: var(--coral);
    font-weight: 700;
    border-bottom: 1.5px solid var(--coral);
    padding-bottom: 1px;
    transition: color 0.25s ease, border-color 0.25s ease;
  }
  .inline-link:hover { color: var(--indigo); border-color: var(--indigo); }

  /* Partner spotlight link */
  .partner-link {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-top: 4px;
    padding: 14px 18px;
    border-radius: 16px;
    background: linear-gradient(135deg, var(--teal), #00a88f);
    border: none;
    color: #fff;
    text-decoration: none;
    box-shadow: 0 12px 28px rgba(74,122,109,0.3);
    transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.3s ease;
  }
  .partner-link:hover { transform: translateY(-5px) scale(1.02); box-shadow: 0 18px 36px rgba(74,122,109,0.4); }
  .partner-link .partner-avatar {
    width: 40px; height: 40px; border-radius: 50%;
    background: rgba(255,255,255,0.25);
    display: flex; align-items: center; justify-content: center;
    font-weight: 800; font-size: 0.95rem; flex-shrink: 0;
    border: 1.5px solid rgba(255,255,255,0.6);
    color: #fff;
  }
  .partner-link .partner-text { text-align: left; }
  .partner-link .partner-text .who { font-size: 0.7rem; text-transform: uppercase; letter-spacing: 1px; color: rgba(255,255,255,0.85); display: block; margin-bottom: 2px; }
  .partner-link .partner-text .site { font-size: 0.98rem; font-weight: 800; color: #fff; display: flex; align-items: center; gap: 6px; }
  .partner-link .partner-text .site .arrow { transition: transform 0.3s ease; }
  .partner-link:hover .partner-text .site .arrow { transform: translateX(6px); }

  /* Experience */
  .experience { background: var(--bg); }
  .timeline { max-width: 780px; margin: 0 auto; }
  .timeline-item {
    display: grid;
    grid-template-columns: 170px 1fr;
    gap: 30px;
    padding: 28px 16px;
    border-bottom: 1px solid var(--line);
    border-radius: 16px;
    transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1), background 0.3s ease;
  }
  .timeline-item:last-child { border-bottom: none; }
  .timeline-item:hover { transform: translateX(10px); background: var(--bg-soft); }
  .timeline-item:hover .timeline-date { color: var(--coral); }
  .timeline-date { color: var(--indigo); font-weight: 800; letter-spacing: 0.3px; font-size: 0.9rem; transition: color 0.3s ease; }
  .timeline-item h3 { font-size: 1.12rem; margin-bottom: 6px; font-weight: 800; }
  .timeline-item p { color: var(--gray); font-size: 0.96rem; font-weight: 400; }

  /* Finance tips */
  .finance-tips { background: var(--bg-soft); }
  .tips-grid {
    max-width: var(--max-width);
    margin: 0 auto;
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 24px;
  }
  .tip-card {
    background: var(--card);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 30px 26px;
    position: relative;
    overflow: hidden;
    animation: blockSway 3.4s ease-in-out infinite;
    transition: box-shadow 0.35s ease, border-color 0.35s ease;
  }
  .tip-card::before {
    content: "";
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--indigo), var(--coral));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s ease;
    z-index: 2;
  }
  .tip-card::after {
    content: "";
    position: absolute;
    top: 0; left: -60%;
    width: 45%;
    height: 100%;
    background: linear-gradient(100deg, transparent, rgba(255,255,255,0.65), transparent);
    animation: tipFlash 3.4s ease-in-out infinite;
    pointer-events: none;
  }
  .tip-card:nth-child(1) { animation-delay: 0s; }
  .tip-card:nth-child(1)::after { animation-delay: 0s; }
  .tip-card:nth-child(2) { animation-delay: 0.18s; }
  .tip-card:nth-child(2)::after { animation-delay: 0.18s; }
  .tip-card:nth-child(3) { animation-delay: 0.36s; }
  .tip-card:nth-child(3)::after { animation-delay: 0.36s; }
  .tip-card:nth-child(4) { animation-delay: 0.54s; }
  .tip-card:nth-child(4)::after { animation-delay: 0.54s; }
  .tip-card:nth-child(5) { animation-delay: 0.72s; }
  .tip-card:nth-child(5)::after { animation-delay: 0.72s; }
  .tip-card:hover {
    animation-play-state: paused;
    transform: translateY(-12px) scale(1.03);
    box-shadow: 0 24px 48px rgba(31,58,92,0.18);
    border-color: var(--coral);
  }
  .tip-card:hover::before { transform: scaleX(1); }
  @keyframes blockSway {
    0%, 100% { transform: translateX(0); }
    50% { transform: translateX(9px); }
  }
  @keyframes tipFlash {
    0%, 40% { left: -60%; }
    100% { left: 130%; }
  }
  @media (prefers-reduced-motion: reduce) {
    .tip-card, .tip-num, .tip-card::after { animation: none; }
  }
  .tip-num {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    border-radius: 50%;
    font-family: 'Poppins', sans-serif;
    font-weight: 800;
    font-size: 1.15rem;
    color: #fff;
    background: linear-gradient(135deg, var(--indigo), var(--coral));
    margin-bottom: 14px;
    box-shadow: 0 8px 18px rgba(31,58,92,0.25);
  }
  .tip-card h3 { font-size: 1.08rem; font-weight: 800; margin-bottom: 10px; color: var(--ink); }
  .tip-card p { color: var(--ink-soft); font-size: 0.94rem; line-height: 1.6; }

  /* Contact */
  .contact { background: linear-gradient(135deg, var(--indigo), var(--violet) 55%, var(--coral)); color: #fff; position: relative; overflow: hidden; }
  .contact .blob-4 { width: 400px; height: 400px; background: rgba(255,255,255,0.12); top: -110px; left: 60%; animation: floaty 12s ease-in-out infinite; }
  .contact > *:not(.blob) { position: relative; z-index: 1; }
  .contact .section-head { text-align: center; margin-left: auto; }
  .contact h2 { color: #fff; }
  .contact .eyebrow { background: none; -webkit-text-fill-color: #fff; color: #fff; opacity: 0.9; }
  .contact .section-intro { color: rgba(255,255,255,0.85); }

  .contact-links { display: flex; justify-content: center; gap: 24px; flex-wrap: wrap; margin-top: 40px; }
  .contact-item {
    display: flex; flex-direction: column; align-items: center; gap: 6px;
    color: #fff; padding: 24px 32px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.25);
    border-radius: 18px; min-width: 180px;
    transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1), background 0.3s ease;
  }
  .contact-item:hover { transform: translateY(-6px) scale(1.03); background: rgba(255,255,255,0.18); }
  .contact-item .label { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 1.5px; color: rgba(255,255,255,0.75); }
  .contact-item .value { font-size: 1rem; font-weight: 700; }

  .contact-cta { margin-top: 52px; text-align: center; }
  .contact .btn { background: #fff; color: var(--indigo); box-shadow: 0 14px 30px rgba(0,0,0,0.2); }
  .contact .btn:hover { background: #fff; color: var(--coral); }
  .contact .btn-outline { border-color: rgba(255,255,255,0.5); color: #fff; }
  .contact .btn-outline:hover { background: rgba(255,255,255,0.15); color: #fff; border-color: #fff; }

  /* Footer */
  footer {
    background: #14163a;
    color: #9a9dc4;
    padding: 56px 32px 0;
    font-size: 0.82rem;
  }
  footer strong { color: #fff; font-family: 'Poppins', sans-serif; font-size: 1.1rem; display: block; }
  .footer-grid {
    max-width: var(--max-width);
    margin: 0 auto;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 24px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
  }
  .footer-brand { display: flex; align-items: center; gap: 16px; }
  .footer-brand .mark { width: 38px; height: 38px; }
  .footer-tag { font-size: 0.78rem; color: #9a9dc4; }
  .footer-links { list-style: none; display: flex; gap: 26px; flex-wrap: wrap; font-size: 0.85rem; font-weight: 600; }
  .footer-links a:hover { color: var(--coral-2); }
  .footer-bottom { max-width: var(--max-width); margin: 0 auto; text-align: center; padding: 22px 0; font-size: 0.78rem; }

  @media (max-width: 680px) {
    .footer-grid { flex-direction: column; text-align: center; }
  }

  /* Responsive */
  @media (max-width: 900px) {
    .hero-grid { grid-template-columns: 1fr; text-align: center; }
    .hero .tagline { margin-left: auto; margin-right: auto; }
    .hero-ctas { justify-content: center; }
    .hero-visual { min-height: 480px; margin-top: 20px; }
    .dossier { padding: 44px 24px 30px; align-items: center; text-align: center; }
    .dossier-watermark { font-size: 9rem; }
    .about-grid { grid-template-columns: 1fr; }
    .about-portrait { max-width: 280px; margin: 0 auto; }
    .services-grid { grid-template-columns: 1fr; }
    .service-card.featured { grid-template-columns: 1fr; text-align: center; }
    .service-card.featured .icon-box { margin: 0 auto 20px; }
    .service-row { grid-template-columns: 1fr; }
    .service-row:hover { transform: none; }
    .row-index { font-size: 1.8rem; }
    .row-head { justify-content: flex-start; }
    .stats { grid-template-columns: 1fr 1fr 1fr; gap: 14px; }
    .stat { text-align: center; }
  }

  @media (max-width: 680px) {
    .nav-links {
      position: absolute;
      top: 100%; left: 0; right: 0;
      background: #fff;
      flex-direction: column;
      align-items: center;
      gap: 0;
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.3s ease;
      border-bottom: 1px solid var(--line);
      padding: 0;
    }
    .nav-links.open { max-height: 320px; padding: 10px 0; }
    .nav-links li { width: 100%; text-align: center; }
    .nav-links a:not(.btn) { display: block; padding: 14px 0; }
    .nav-links .btn { display: block; margin: 10px auto; width: fit-content; }
    .menu-toggle { display: flex; }
    .timeline-item { grid-template-columns: 1fr; gap: 6px; }
    section { padding: 70px 20px; }
    .badge-float { right: 16px; bottom: -18px; }
  }

  /* Simulator modal */
  .modal-overlay {
    position: fixed;
    inset: 0;
    background: rgba(27,39,51,0.6);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 24px;
    z-index: 1000;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
  }
  .modal-overlay.open { opacity: 1; pointer-events: auto; }

  .modal-box {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 24px;
    max-width: 620px;
    width: 100%;
    max-height: 90vh;
    overflow-y: auto;
    padding: 42px;
    position: relative;
    transform: translateY(30px) scale(0.94);
    opacity: 0;
    transition: transform 0.4s cubic-bezier(0.34,1.56,0.64,1), opacity 0.35s ease;
    box-shadow: 0 40px 90px rgba(27,39,51,0.35);
  }
  .modal-overlay.open .modal-box { transform: translateY(0) scale(1); opacity: 1; }

  .modal-close {
    position: absolute;
    top: 18px;
    right: 18px;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    border: 1px solid var(--line);
    background: var(--bg-soft);
    color: var(--ink);
    font-size: 1.1rem;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background 0.2s ease, transform 0.2s ease, color 0.2s ease;
  }
  .modal-close:hover { background: linear-gradient(120deg, var(--indigo), var(--coral)); color: #fff; transform: rotate(90deg); }

  .modal-box .eyebrow { margin-bottom: 10px; }
  .modal-box h3 { font-size: 1.5rem; margin-bottom: 8px; }
  .modal-box .modal-sub { color: var(--gray); font-size: 0.95rem; margin-bottom: 28px; }

  .sim-field { margin-bottom: 20px; }
  .sim-field label {
    display: flex;
    justify-content: space-between;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 8px;
  }
  .sim-field label .sim-value { color: var(--coral); font-weight: 800; }
  .sim-field input[type="range"] {
    width: 100%;
    accent-color: var(--indigo);
    height: 6px;
    cursor: pointer;
  }
  .sim-field .sim-minmax {
    display: flex;
    justify-content: space-between;
    font-size: 0.72rem;
    color: var(--gray);
    margin-top: 4px;
  }

  .sim-results {
    margin-top: 30px;
    background: linear-gradient(120deg, var(--indigo), var(--violet));
    border: none;
    border-radius: 18px;
    padding: 26px;
    color: #fff;
  }
  .sim-results .sr-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding: 10px 0;
    border-bottom: 1px solid rgba(255,255,255,0.18);
    font-size: 0.9rem;
  }
  .sim-results .sr-row:last-child { border-bottom: none; }
  .sim-results .sr-row.total { padding-top: 16px; }
  .sim-results .sr-row span:first-child { color: rgba(255,255,255,0.85); }
  .sim-results .sr-row span:last-child { font-weight: 800; font-size: 1.05rem; font-family: 'Poppins', sans-serif; }
  .sim-results .sr-row.total span:last-child { font-size: 1.6rem; color: #ffd27a; }

  .sim-note {
    margin-top: 18px;
    font-size: 0.78rem;
    color: var(--gray);
    line-height: 1.5;
  }

  @media (max-width: 560px) {
    .modal-box { padding: 28px 22px; }
  }